Employee Benefits
The employee benefits environment is constantly changing. Currently, the average drug claim in the Atlantic region is approximately $55.00. Health spending inflation is running at 14 - 17% per year due to the appearance of expensive new drugs and, in the Atlantic region, higher than average utilization. Long Term Disability claims are on the rise and insurers are responding by increasing LTD rates from 10 to 25% per year. What can employers do to make sense of employee benefits? How can they ensure that their employee benefit dollars are spent wisely?
Sinclair Billard + Weld is Atlantic Canada's newest and fastest growing employee benefit brokerage/consultant firm. Our role is to help employers and their employees find the best balance between pricing and product.
With over 100 group life and health clients, we credit our success to a number of factors which distinguish us from the pack:
- Our ability to match product with price;
- Competitive pricing;
- Unique tailored plan design;
- Service delivery agreement;
- Efficient and friendly service; and,
- Community and business partnerships.
As the number of insurers in the Canadian marketplace shrinks, competition is reduced and costs are being driven up. It is more important than ever to have a consultant working for you that has many years of experience and knowledge of the industry. Sinclair Billard + Weld can provide you with the answers - we will steer you in the right direction!
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Compensation Studies
