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Personal Financial Planning



Critical Illness | Life Insurance | Disability Income Protection | Health/Dental Plans | Mortgages



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Disability Income Protection

Becoming disabled through an injury or sickness can mean a significant loss of income. Disability insurance is a form of health insurance that provides a person who becomes disabled with income to cover living expenses that continue in spite of the disability.

Consider the following

  • The chances of becoming disabled for 90 days or longer at least once prior to age 65 is 1 in 3
  • 1 in 7 Canadians this year will suffer from a disability which last over 90 days.
  • The average length of a disability which lasts over 90 days is 2.9 years
  • 48 % of all mortgage foreclosures are due to disability

Income replacement is important for everyone - particularly small business owners. Contact us for a detailed analysis.


Contact Marlene Moore
Phone (902) 442-1122
Email mmoore@sbwdirection.com


Contact Holly MacNeil
Phone (902) 425-6436
Email hmacneil@sbwdirection.com




SBWDirection.com
1-877-677-0065
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